SECURE 2.0: What are deemed elections?

Learn more about the Roth Mandate’s “deemed election” rule and how it affects high earner catch-up contributions.

Disclaimer: SECURE 2.0 is evolving, and new guidance continues to be shared. The information presented in this video reflects our understanding of the act and its provisions at the time it was finalized on February 1, 2026.

MissionSquare Retirement does not offer specific tax or legal advice. The information presented here is for educational purposes only and is not to be construed or relied upon as investment advice. It is recommended that individuals consult with their personal finance advisor prior to implementing any financial or tax strategy.